National Bank for Agriculture and Rural Development (NABARD)-
District Development Office, Parbhani
National Bank for Agriculture and Rural Development (NABARD) was
established as an apex development bank of the country, on 12 July
1982, by an act of Parliament, with its Head office at Mumbai and
Regional Offices in each of the states. Maharashtra Regional Office is
located at Pune. From around 1988, NABARD started opening its District
Development Offices at District Headquarters and so far 30 offices have
been opened in Maharashtra. Parbhani District Development Office is 25
th district office in Maharashtra and was opened on 28 May
NABARD has been promoting sustainable and equitable agriculture and
rural prosperity through effective credit support, related services,
institution building and many other innovative initiatives, through a
large number of inter related activities / services, which fall under
following three broad categories:-
(i) Credit Dispensation
(ii) Developmental and Promotional and
these functions, DDM offices broadly undertake functions of credit
planning, developmental and promotional functions, monitoring &
coordination between various agencies / institutions engaged in rural
3. Highlights of operations of NABARD in Parbhani District :-
Potential Linked Credit Plans (PLPs) :- The potentials available for
the rural economic activities in the district were assessed and
presented in physical and financial terms, as Potential Linked
Credit Plan(PLP), which is now accepted as the reference document
useful for Bankers, Govt. Officials and others involved in rural
development. Bankers used it as the basis for preparation of Annual
Credit Plan of the district and Govt. agencies for initiating action to
fulfill infrastructure gaps. Potentials assessed under priority sector,
for the last few years is as under :
Year Priority sector potentials (In lakh Rs)
Refinance Support :- NABARD is providing refinance
support to the Banks for their financing in rural areas of the
district, for investment purposes to support private capital formation.
Besides this, NABARD has been supporting banks (DCCB and RRB) for
financing production credit also.
Kisan Credit Cards (KCC) :- Kisan Credit Card is very useful
instrument which takes into account various production needs of a
farmer. NABARD is continuously monitoring the progress in this regard
and facilitated issuance of around 3 lakh KCCs, to the
farmers in the district, for timely and adequate availability of
Rural Infrastructure :- NABARD supported the efforts of the State Govt.
for creating rural infrastructure, by supporting from it Rural
Infrastructure Development Fund (RIDF) created for the purpose. So far
NABARD has sanctioned an amount of Rs 44 crores for 110 road projects
and 17 bridge projects, with the help of which roads of around 625 KM
could be constructed connecting 225 villages.
has also assisted State Govt. for completing Minor Irrigation Project
at Kodri (tal Gangakhed) which has created irrigation potential of 450
Micro Credit :- To reach unreached is motto of NABARD.
Empowerment of rural poor , especially rural women is one of the thrust
areas of NABARD. Under SHG Bank Linkage Programme, NABARD is
instrumental in credit linking 216 SHGs (Other than SGSY) to the banks
with a credit of around Rs 52 Lakh, during 2004-05.
has supported 5 NGOs and Mahila Arthik Vikas Mahamandal (MAVIM), with
grant assistance for promotion and linkage of SHGs in Parbhani
district. These NGOs have so far promoted around 450 SHGs, covering
nearly 4600 rural people, with this support.
has also organised Sensitisation Meets for Bankers, Training for NGO
workers, Exposure Visits to BLBC Members etc, for furthering SHG
Bank Linkage programme and SHG movement in the district.
Farmers Clubs :- Under NABARD's Vikas Volunteer Vahini programme,
so far 25 farmers clubs have been established in the district, with the
help of Marathwada Gramin Bank, Bank of Baroda and Bank of Maharashtra.
These clubs propagate the principles of "Development through Credit"
and are supported with grant assistance from NABARD for initial
Watershed Development Programme :- Indo-German Watershed Development
Programme is being implemented by NABARD in Maharashtra in around 125
watersheds. In Parbhani district watershed development work under this
programme has been successfully completed in Belwadi (tal. Gangakhed)
watershed and work will shortly enter in main phase in Kundgirwadi
watershed (Tal. Gangakhed).
Non farm Sector :- NABARD has taken a number of initiatives
for development of Non-Farm sector in the district, like organising
Orientation Meets for Bankers, Govt. Agencies and NGOs, organising
Rural Entrepreneurship Development Programmes by assisting MCED,
district level, NABARD through the DDM office, continues to appreciate
ground level situation and expectations of rural population in a better
way and through representation on various important district level
forums and other initiatives , it is playing an important role in
bringing about the rural prosperity in the district.